{"id":124755,"date":"2025-05-28T11:29:05","date_gmt":"2025-05-28T08:29:05","guid":{"rendered":"https:\/\/realitatearutiera.ro\/?p=124755"},"modified":"2025-05-28T11:29:23","modified_gmt":"2025-05-28T08:29:23","slug":"despagubirea-primita-de-un-roman-dupa-ce-masina-i-a-fost-avariata-in-inundatii","status":"publish","type":"post","link":"http:\/\/realitatearutiera.ro\/?p=124755","title":{"rendered":"Desp\u0103gubirea primit\u0103 de un rom\u00e2n dup\u0103 ce ma\u015fina i-a fost avariat\u0103 \u00een inunda\u0163ii"},"content":{"rendered":"\n<p>Cea mai ridicat\u0103 desp\u0103gubire pl\u0103tit\u0103 anul trecut de un asigur\u0103tor din Rom\u00e2nia pentru pagube cauzate de o inunda\u021bie a fost de peste 670.000 de lei. Suma a fost acordat\u0103 \u00een cadrul unei poli\u021be CASCO, potrivit informa\u021biilor transmise de Uniunea Na\u021bional\u0103 a Societ\u0103\u021bilor de Asigurare \u0219i Reasigurare din Rom\u00e2nia (UNSAR).<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"466\" data-attachment-id=\"124756\" data-permalink=\"http:\/\/realitatearutiera.ro\/?attachment_id=124756\" data-orig-file=\"https:\/\/i1.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2025\/05\/image-53.png?fit=1200%2C700\" data-orig-size=\"1200,700\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"image\" data-image-description=\"\" data-medium-file=\"https:\/\/i1.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2025\/05\/image-53.png?fit=300%2C175\" data-large-file=\"https:\/\/i1.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2025\/05\/image-53.png?fit=800%2C466\" src=\"https:\/\/i2.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2025\/05\/image-53-1024x597.png?resize=800%2C466&#038;ssl=1\" alt=\"\" class=\"wp-image-124756\" srcset=\"https:\/\/i1.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2025\/05\/image-53.png?resize=1024%2C597 1024w, https:\/\/i1.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2025\/05\/image-53.png?resize=300%2C175 300w, https:\/\/i1.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2025\/05\/image-53.png?resize=768%2C448 768w, https:\/\/i1.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2025\/05\/image-53.png?w=1200 1200w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p><a href=\"https:\/\/observatornews.ro\/autori\/redactia-observator-id29.html\"><\/a><\/p>\n\n\n\n<p>Imagine ilustrativ\u0103 &#8211; Shutterstock<\/p>\n\n\n\n<ul class=\"wp-block-list\"><\/ul>\n\n\n\n<p><em>&#8220;Ploile abundente \u015fi inunda\u0163iile nu afecteaz\u0103 doar locuin\u0163ele \u015fi infrastructura. Astfel, un caz recent scoate \u00een eviden\u0163\u0103 dimensiunea real\u0103 a riscurilor la care sunt expuse autovehiculele: spre exemplu, cea mai mare daun\u0103 achitat\u0103 anul trecut, \u00een urma unei inunda\u0163ii, a dep\u0103\u015fit valoarea de 670.000 lei. Evenimentul eviden\u0163iaz\u0103 at\u00e2t severitatea fenomenelor meteo extreme, c\u00e2t \u015fi sprijinul esen\u0163ial pe care \u00eel ofer\u0103 asigur\u0103rile CASCO \u00een astfel de situa\u0163ii&#8221;,<\/em>&nbsp;se men\u0163ioneaz\u0103 \u00een comunicat.<\/p>\n\n\n\n<p>\u00cen medie, asigur\u0103torii au pl\u0103tit \u00een fiecare zi a anului trecut desp\u0103gubiri pentru 773 dosare de daun\u0103 CASCO, ceea ce reflect\u0103 frecven\u0163a ridicat\u0103 a evenimentelor asigurate care afecteaz\u0103 vehiculele din Rom\u00e2nia. Totodat\u0103, valoarea total\u0103 a desp\u0103gubirilor pl\u0103tite anul trecut \u00een baza poli\u0163elor CASCO a dep\u0103\u015fit 2,3 miliarde lei, \u00een cre\u015ftere cu aproximativ 9% fa\u0163\u0103 de 2023.<\/p>\n\n\n\n<p><em>&#8220;Poli\u0163ele CASCO sunt asigur\u0103ri facultative care ofer\u0103 protec\u0163ie financiar\u0103 pentru o gam\u0103 larg\u0103 de riscuri, printre care: coliziuni \u015fi accidente rutiere, indiferent de vinov\u0103\u0163ie, fenomene naturale (inunda\u0163ii, furtuni, grindin\u0103, c\u0103deri de copaci etc.), incendii sau explozii, furt total sau par\u0163ial al vehiculului ori al unor piese, dar \u015fi acte de vandalism sau alte evenimente neprev\u0103zute&#8221;,<\/em>&nbsp;se mai precizeaz\u0103 \u00een comunicat, scrie Agerpres.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Poli\u0163\u0103 CASCO, o necesitate<\/h2>\n\n\n\n<p>Astfel, \u00eentr-un context climatic tot mai imprevizibil, o poli\u0163\u0103 CASCO devine o necesitate.&nbsp;<em>&#8220;\u00cen fa\u0163a unor daune care pot dep\u0103\u015fi cu u\u015furin\u0163\u0103 sute de mii de lei, asigurarea r\u0103m\u00e2ne singura solu\u0163ie eficient\u0103 pentru a evita pierderi financiare majore. \u00cencuraj\u0103m to\u0163i proprietarii de autovehicule s\u0103 analizeze op\u0163iunile de asigurare disponibile pe pia\u0163\u0103 \u015fi s\u0103 aleag\u0103 poli\u0163e adaptate nevoilor lor, pentru a-\u015fi proteja investi\u0163iile \u00eempotriva riscurilor tot mai frecvente generate de fenomenele naturale&#8221;,<\/em>&nbsp;sus\u0163in reprezentan\u0163ii UNSAR.<\/p>\n\n\n\n<p>UNSAR &#8211; Uniunea Na\u0163ional\u0103 a Societ\u0103\u0163ilor de Asigurare \u015fi Reasigurare din Rom\u00e2nia reprezint\u0103 21 de companii de profil care de\u0163in o pondere de peste 90% din pia\u0163a local\u0103 de asigur\u0103ri. Din anul 2007, UNSAR este membru cu drepturi depline al Federa\u0163iei Asigur\u0103torilor \u015fi Reasigur\u0103torilor Europeni &#8211; Insurance Europe.<\/p>\n\n\n\n<p>Sursa:observatornews Imagine ilustrativ\u0103 &#8211; Shutterstock<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cea mai ridicat\u0103 desp\u0103gubire pl\u0103tit\u0103 anul trecut de un asigur\u0103tor din Rom\u00e2nia pentru pagube cauzate de o inunda\u021bie a fost<\/p>\n","protected":false},"author":1,"featured_media":124756,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":""},"categories":[6],"tags":[],"class_list":["post-124755","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-social"],"jetpack_featured_media_url":"https:\/\/i1.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2025\/05\/image-53.png?fit=1200%2C700","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p61naM-wsb","jetpack-related-posts":[],"_links":{"self":[{"href":"http:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/124755","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=124755"}],"version-history":[{"count":1,"href":"http:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/124755\/revisions"}],"predecessor-version":[{"id":124757,"href":"http:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/124755\/revisions\/124757"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/media\/124756"}],"wp:attachment":[{"href":"http:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=124755"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=124755"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=124755"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}