{"id":101163,"date":"2023-07-19T09:06:40","date_gmt":"2023-07-19T06:06:40","guid":{"rendered":"https:\/\/realitatearutiera.ro\/?p=101163"},"modified":"2023-07-19T09:10:49","modified_gmt":"2023-07-19T06:10:49","slug":"noi-criterii-tehnice-ale-autovehiculelor-vor-fi-luate-in-calcul-pentru-calculul-politelor-rca","status":"publish","type":"post","link":"https:\/\/realitatearutiera.ro\/?p=101163","title":{"rendered":"Noi criterii tehnice ale autovehiculelor vor fi luate \u00een calcul pentru stabilirea pre\u021burilor poli\u021belor RCA"},"content":{"rendered":"\n<p>Anul acesta, pre\u0163ul poli\u0163elor RCA ar putea s\u0103 creasc\u0103 din nou. Companiile de asigur\u0103ri \u00ee\u015fi doresc ca pentru calculul poli\u0163elor s\u0103 fie luate \u00een calcul \u015fi alte criterii tehnice ale autovehiculelor.<\/p>\n\n\n\n<p>Concret, pe l\u00e2ng\u0103 v\u00e2rsta \u015foferului \u015fi riscul mai ridicat de accidente la ora\u015f dec\u00e2t \u00een comune sau sate, acum \u00een pre\u0163ul RCA ar putea s\u0103 intre \u015fi vechimea ma\u015finii sau kilometrajul, precum \u015fi dac\u0103 \u015foferul se deplaseaz\u0103 preponderent la ora\u015f sau \u00eentr-o localitate mai mic\u0103.<\/p>\n\n\n\n<p>Fiecare societate de asigur\u0103ri \u00ee\u015fi stabile\u015fte propriu tarif \u00een func\u0163ia de propria estimare a riscurilor asociate unor categorii de indicatori care arat\u0103 probabilitatea de producere a unui accident \u015fi, drept urmare, probabilitatea de a acorda desp\u0103gubiri.<\/p>\n\n\n\n<p>Toate companiile de asigur\u0103ri RCA sunt obligate s\u0103 efectueze un calcul precis pentru stabilirea tarifului RCA \u015fi au obliga\u0163ia de a informa \u015foferii cu privire la modul de calcul.<\/p>\n\n\n\n<p>Asigurarea auto obligatorie pe care un \u015fofer rom\u00e2n o pl\u0103te\u015fte \u00een final depinde de istoricul de daunalitate, astfel c\u0103 asiguratorii aplic\u0103 sistemul bonus-malus pentru a stabili pre\u0163ul unei asigur\u0103ri RCA.<\/p>\n\n\n\n<p>Lista de criterii luate \u00een calcul \u00een prezent de companiile de asigur\u0103ri pentru stabilirea pre\u0163ului la RCA este complex\u0103 \u015fi difer\u0103 de la companie la companie, \u00eens\u0103, \u00een principiu, urm\u0103torii factori sunt lua\u0163i \u00een calcul de fiecare asigurator:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>rata daunalit\u0103\u0163ii;<\/li>\n\n\n\n<li>puterea vehiculului;<\/li>\n\n\n\n<li>marca \u015fi modelul vehiculului;<\/li>\n\n\n\n<li>v\u00e2rsta conduc\u0103torului auto;<\/li>\n\n\n\n<li>localitatea de domiciliu.<\/li>\n<\/ul>\n\n\n\n<p>Sursa:antena3<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Anul acesta, pre\u0163ul poli\u0163elor RCA ar putea s\u0103 creasc\u0103 din nou. Companiile de asigur\u0103ri \u00ee\u015fi doresc ca pentru calculul poli\u0163elor<\/p>\n","protected":false},"author":1,"featured_media":101164,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":""},"categories":[6],"tags":[],"class_list":["post-101163","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-social"],"jetpack_featured_media_url":"https:\/\/i1.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2023\/07\/noi-criterii-masini-soferi-romani-preturi-asigurari-rca-847348.jpg?fit=1200%2C675&ssl=1","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p61naM-qjF","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/101163","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=101163"}],"version-history":[{"count":2,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/101163\/revisions"}],"predecessor-version":[{"id":101167,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/101163\/revisions\/101167"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/media\/101164"}],"wp:attachment":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=101163"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=101163"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=101163"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}