{"id":117205,"date":"2024-10-23T11:06:54","date_gmt":"2024-10-23T08:06:54","guid":{"rendered":"https:\/\/realitatearutiera.ro\/?p=117205"},"modified":"2024-10-23T11:06:56","modified_gmt":"2024-10-23T08:06:56","slug":"accidente-cu-masini-fara-rca-pericolul-lipsei-rca","status":"publish","type":"post","link":"https:\/\/realitatearutiera.ro\/?p=117205","title":{"rendered":"Accidente cu ma\u0219ini f\u0103r\u0103 RCA. Pericolul lipsei RCA"},"content":{"rendered":"\n<p>Peste 2300 de dosare de daun\u0103 au fost deschise anul trecut \u00een urma accidentelor produse de \u0219oferii care au circulat cu ma\u0219ini f\u0103r\u0103 asigurarea auto obligatorie RCA, iar desp\u0103gubirile pl\u0103tite au dep\u0103\u0219it 20 de milioane de euro, arat\u0103 datele comunicate la solicitarea HotNews.ro de Autoritatea de Supraveghere Financiar\u0103 (ASF). Victimele unui astfel de accident trebuie s\u0103 se adreseze c\u0103tre&nbsp;<a href=\"https:\/\/www.baar.ro\/fpvs\/organism-de-plata-a-despagubirilor\/\" target=\"_blank\" rel=\"noreferrer noopener\">Biroul Asigur\u0103torilor Auto (BAAR).<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" data-attachment-id=\"117206\" data-permalink=\"https:\/\/realitatearutiera.ro\/?attachment_id=117206\" data-orig-file=\"https:\/\/i2.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2024\/10\/image-28.png?fit=800%2C533&amp;ssl=1\" data-orig-size=\"800,533\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"image\" data-image-description=\"\" data-medium-file=\"https:\/\/i2.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2024\/10\/image-28.png?fit=300%2C200&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2024\/10\/image-28.png?fit=800%2C533&amp;ssl=1\" src=\"https:\/\/i2.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2024\/10\/image-28.png?resize=800%2C533&#038;ssl=1\" alt=\"\" class=\"wp-image-117206\" srcset=\"https:\/\/i2.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2024\/10\/image-28.png?w=800&amp;ssl=1 800w, https:\/\/i2.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2024\/10\/image-28.png?resize=300%2C200&amp;ssl=1 300w, https:\/\/i2.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2024\/10\/image-28.png?resize=768%2C512&amp;ssl=1 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Desp\u0103gubirile sunt pl\u0103tite dintr-un Fond na\u021bional de protec\u021bie, la care contribuie to\u021bi asigur\u0103torii autoriza\u021bi s\u0103 v\u00e2nd\u0103 RCA, care este gestionat de Biroul asigur\u0103torilor auto.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Accidente cu ma\u0219ini f\u0103r\u0103 RCA: Dep\u0103gubiri de peste 17 milioane de euro \u00een primele nou\u0103 luni din 2024<\/h2>\n\n\n\n<p>\u00cen primele nou\u0103 luni din acest an, Biroul asigur\u0103torilor auto a deschis 1610 dosare de daun\u0103 pentru accidente produse de \u0219oferi care au condus ma\u0219ini f\u0103r\u0103 asigurare RCA.<\/p>\n\n\n\n<p>Valoarea desp\u0103gubirilor pl\u0103tite din Fondul na\u021bional de protec\u021bie a fost de 87,2 milioane lei (peste 17 milioane de euro) \u00een perioada men\u021bionat\u0103, arat\u0103 ASF.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Pericolul lipsei RCA \u2013 invocat \u00een decizia Guvernului de a prelungi plafonarea pre\u021burilor RCA<\/h2>\n\n\n\n<p>\u00cen&nbsp;<a href=\"https:\/\/hotnews.ro\/guvernul-va-prelungi-plafonarea-preturilor-rca-pana-la-sfarsitul-anului-ciolacu-preintampinam-cresterea-preturilor-la-aceste-polite-auto-1798684\">motivarea<\/a>&nbsp;prelungirii cu \u00eenc\u0103 3 luni a plafon\u0103rii pre\u021burilor RCA, Autoritatea de Supraveghere Financiar\u0103 a invocat printre altele chiar pericolul accidentelor cu ma\u0219ini care nu sunt asigurate RCA.<\/p>\n\n\n\n<p>\u201eLipsa asigur\u0103rii RCA a conduc\u0103torilor auto vinova\u021bi conduce la obliga\u021bia de plat\u0103 a desp\u0103gubirilor din Fondul na\u021bional de protec\u021bie pentru daunele produse de vehicule neasigurate, cresc\u00e2nd astfel nevoia de finan\u021bare a acestuia, m\u0103sur\u0103 ce are ca efect cre\u0219terea contribu\u021biilor la acest fond\u201d, a aten\u021bionat ASF.<\/p>\n\n\n\n<p>Cre\u0219terea contribu\u021biilor la acest Fond de protec\u021bie poate fi transferat\u0103 de asigur\u0103tori \u00een pre\u021burile finale la poli\u021bele de asigurare auto, care sunt momentan plafonate de Guvern din prim\u0103vara anului trecut, dup\u0103 falimentul Euroins.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Doar \u0219apte din zece ma\u0219ini \u00eenmatriculate \u00een Rom\u00e2nia au RCA<\/h2>\n\n\n\n<p>Un alt motiv invocat pentru prelungirea plafon\u0103rii pre\u021burilor RCA a fost o sc\u0103dere a gradului de cuprindere \u00een asigurare a parcului auto din Rom\u00e2nia.<\/p>\n\n\n\n<p>Parcul auto din Rom\u00e2nia avea peste 10,5 milioane de ma\u0219ini la 30 iunie 2024, din care doar 7,5 milioane de ma\u0219ini erau asigurate RCA, reprezent\u00e2nd un grad de cuprindere \u00een asigurare de aproximativ 71,02%, potrivit datelor ASF.<\/p>\n\n\n\n<p>Autoritatea spune c\u0103 ulterior, la 1 octombrie 2024, num\u0103rul vehiculelor asigurate RCA a crescut la peste 7,6 milioane de ma\u0219ini asigurate.<\/p>\n\n\n\n<p>Valoarea desp\u0103gubirilor brute pl\u0103tite de societ\u0103\u021bile de asigurare autorizate \u0219i reglementate de ASF a fost de 3,1 miliarde lei \u00een anul 2023 pentru daunele pl\u0103tite pe segmentul RCA.<br><br>Fondul de Garantare a Asigura\u021bilor a aprobat suma de circa 794 milioane lei pentru plata daunelor RCA \u00een 2023, din care 757 milioane lei reprezint\u0103 pl\u0103\u021bile efectuate pentru segmentul RCA \u00een anul 2023 ca urmare a falimentului societ\u0103\u021bilor City Insurance \u0219i Euroins Rom\u00e2nia.<\/p>\n\n\n\n<p>Sursa:hotnews<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Peste 2300 de dosare de daun\u0103 au fost deschise anul trecut \u00een urma accidentelor produse de \u0219oferii care au circulat<\/p>\n","protected":false},"author":1,"featured_media":117207,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":""},"categories":[6],"tags":[],"class_list":["post-117205","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-social"],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2024\/10\/eMag-vinde-polite-RCA.jpg?fit=400%2C225&ssl=1","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p61naM-uup","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/117205","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=117205"}],"version-history":[{"count":1,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/117205\/revisions"}],"predecessor-version":[{"id":117208,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/117205\/revisions\/117208"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/media\/117207"}],"wp:attachment":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=117205"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=117205"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=117205"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}