{"id":124949,"date":"2025-06-03T08:31:10","date_gmt":"2025-06-03T05:31:10","guid":{"rendered":"https:\/\/realitatearutiera.ro\/?p=124949"},"modified":"2025-06-03T08:31:13","modified_gmt":"2025-06-03T05:31:13","slug":"majorarea-rca-va-fi-detaliata-in-polita","status":"publish","type":"post","link":"https:\/\/realitatearutiera.ro\/?p=124949","title":{"rendered":"Majorarea RCA va fi detaliat\u0103 \u00een poli\u0163\u0103"},"content":{"rendered":"\n<p>\u00cent\u00e2i scumpirile, acum \u015fi explica\u0163iile. Majorarea RCA va fi detaliat\u0103 \u00een poli\u0163\u0103. E propunerea autorit\u0103\u0163ilor, care \u00ee\u015fi doresc ca asigur\u0103torii s\u0103 prezinte \u00een detaliu, \u00eenc\u0103 din faza ofertei, felul \u00een care a fost format pre\u021bul \u015fi care e explica\u0163ia pentru eventualele scumpiri. \u015eoferii ar \u015fti \u00een acest fel de ce pl\u0103tesc mai mult av\u00e2nd \u00een vedere c\u0103, p\u00e2n\u0103 acum, \u00een ciuda plafon\u0103rii, tarifele s-au majorat.&nbsp;<a href=\"https:\/\/observatornews.ro\/autori\/redactia-observator-id29.html\"><\/a><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/i1.wp.com\/ivm.antenaplay.ro\/thumbs\/observatornews\/2025\/06\/02\/VbDcAn7gCYV_3L.jpg?w=800&#038;ssl=1\" alt=\"\" data-recalc-dims=\"1\"\/><\/figure>\n\n\n\n<ul class=\"wp-block-list\"><\/ul>\n\n\n\n<p><em>&#8220;Ar trebui asigur\u0103torii s\u0103 scrie exact pe RCA care sunt motivele pentru care au crescut pre\u0163urile?<\/em><\/p>\n\n\n\n<p><em>&#8211;&nbsp;Ar trebui&#8221;<\/em>.&nbsp; \u015ei exact asta se va \u00eent\u00e2mpla \u00een perioada urm\u0103toare. C\u00e2nd ne re\u00eennoim RCA-ul, vom primi o ofert\u0103 \u00een care se explic\u0103 modul \u00een care s-a format pre\u0163ul.&nbsp;<\/p>\n\n\n\n<p><em>&#8220;S\u0103 avem o \u00een\u0163elegere clar\u0103, de la ce tarif de baz\u0103 se pleac\u0103 \u015fi cum se ajunge la prima efectiv pl\u0103tit\u0103 de fiecare. \u015ei ce componente au influen\u0163at acele diferen\u0163e&#8221;,&nbsp;<\/em>spune&nbsp;<strong>Sorin Mititelu<\/strong>, vicepre\u015fedinte ASF.&nbsp;<\/p>\n\n\n\n<p>M\u0103sura este prev\u0103zut\u0103 \u00eentr-un ghid. \u015ei ar urma s\u0103 aduc\u0103 mai mult\u0103 claritate \u015foferilor care se pl\u00e2ng de pre\u0163urile RCA-ului.&nbsp;<\/p>\n\n\n\n<p><em>&#8220;Exist\u0103 o parte dintre consumatori care sunt foarte curio\u015fi de ce au crescut pre\u0163urile. Pentru ei va fi foarte util asta. De asemenea, e util \u015fi pentru asigur\u0103tori s\u0103 vad\u0103 c\u0103 ei calculeaz\u0103 pre\u0163urile corect&#8221;<\/em>, spune&nbsp;<strong>Sergiu Costache<\/strong>, expert asigur\u0103ri.<\/p>\n\n\n\n<p><em>&#8220;At\u00e2ta timp c\u00e2t legea nu este respectat\u0103 ast\u0103zi de c\u0103tre asigur\u0103tori, nu va fi respectat\u0103 cu o recomandare sub form\u0103 de ghid&#8221;,<\/em>&nbsp;spune&nbsp;<strong>Vasile \u015etef\u0103nescu<\/strong>, pre\u015fedinte COTAR.&nbsp;<\/p>\n\n\n\n<p>Autoritatea de Supraveghere Financiar\u0103 spune \u00eens\u0103 c\u0103 m\u0103sura va fi obligatorie pentru companii.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00cen ciuda plafon\u0103rii, pre\u0163urile asigur\u0103rilor oricum au crescut<\/h2>\n\n\n\n<p>Cu 12%, numai anul trecut, pentru persoanele fizice. Asigur\u0103torii au g\u0103sit porti\u0163e pentru a majora tarifele, mai ales c\u0103 plafonarea nu a fost una fix\u0103. firmele au putut jongla cu pre\u0163urile \u00eentr-o anumit\u0103 marj\u0103. \u00cen plus, au mai ad\u0103ugat costurile legate de infla\u0163ie \u015fi contribu\u0163iile pl\u0103tite c\u0103tre Fondul de Garantare. Scumpirile mai vin \u015fi din schimbarea clasei de bonus malus a \u015foferului sau din eliminarea discounturilor practicate \u00eenainte de plafonare.&nbsp;<\/p>\n\n\n\n<p><em>&#8220;Odat\u0103 cu ridicarea acestei plafon\u0103ri, a\u015fa zise plafon\u0103ri, o s\u0103 mai vede\u0163i o cre\u015ftere de 30-40% \u00een urm\u0103toarele luni sigur, dac\u0103 nu \u015fi mai mult&#8221;<\/em>, spune&nbsp;<strong>Vasile \u015etef\u0103nescu<\/strong>, pre\u015fedinte COTAR.&nbsp;<\/p>\n\n\n\n<p><em>&#8220;Nu \u00eentrevedem modific\u0103ri semnificative. Sunt ajust\u0103ri de realizat, dar nu de o amplitudine mare&#8221;<\/em>, spune&nbsp;<strong>Sorin Mititelu<\/strong>, vicepre\u015fedinte ASF.&nbsp;<\/p>\n\n\n\n<p>Plafonarea expir\u0103 la 1 iulie. M\u0103sura a tot fost prelungit\u0103, \u00eenc\u0103 din 2023.&nbsp;<\/p>\n\n\n\n<p>Sursa:observatornews<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00cent\u00e2i scumpirile, acum \u015fi explica\u0163iile. Majorarea RCA va fi detaliat\u0103 \u00een poli\u0163\u0103. E propunerea autorit\u0103\u0163ilor, care \u00ee\u015fi doresc ca asigur\u0103torii<\/p>\n","protected":false},"author":1,"featured_media":83458,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":""},"categories":[6],"tags":[],"class_list":["post-124949","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-social"],"jetpack_featured_media_url":"https:\/\/realitatearutiera.ro\/wp-content\/uploads\/2022\/02\/polita-rca-city-insurance-1.webp","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p61naM-wvj","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/124949","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=124949"}],"version-history":[{"count":1,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/124949\/revisions"}],"predecessor-version":[{"id":124950,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/124949\/revisions\/124950"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/media\/83458"}],"wp:attachment":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=124949"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=124949"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=124949"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}