{"id":124984,"date":"2025-06-03T10:31:56","date_gmt":"2025-06-03T07:31:56","guid":{"rendered":"https:\/\/realitatearutiera.ro\/?p=124984"},"modified":"2025-06-03T10:32:29","modified_gmt":"2025-06-03T07:32:29","slug":"dotarile-masinilor-noi-ridica-preturile-asigurarilor","status":"publish","type":"post","link":"https:\/\/realitatearutiera.ro\/?p=124984","title":{"rendered":"Dot\u0103rile ma\u0219inilor noi ridic\u0103 pre\u021burile asigur\u0103rilor"},"content":{"rendered":"\n<p>Noile sisteme de asisten\u021b\u0103 \u0219i siguran\u021b\u0103 montate pe ma\u0219ini pot duce la cre\u0219teri ale asigur\u0103rilor. Fenomenul poate fi observat deja \u00een Statele Unite ale Americii.<\/p>\n\n\n\n<p>Sistemele de asisten\u021b\u0103 exist\u0103 pentru a spori siguran\u021ba \u0219i confortul, dar se pare c\u0103 acestea vin cu un compromis nea\u0219teptat. Conform&nbsp;<a href=\"https:\/\/www.carscoops.com\/2025\/06\/driver-assistance-systems-raise-insurance-costs\/\" target=\"_blank\" rel=\"noreferrer noopener\">Carscoops<\/a>, noile sisteme de siguran\u021b\u0103 \u0219i asisten\u021b\u0103 pentru \u0219ofer pot cre\u0219te valoarea poli\u021bei de asigurare, chiar dac\u0103, la prima vedere, acestea puteau juca un rol pentru reducerea costurilor de asigurare.<\/p>\n\n\n\n<p>Un nou studiu a constatat c\u0103 sistemele automate de fr\u00e2nare de urgen\u021b\u0103 au redus frecven\u021ba daunelor cu 25% \u00een Regatul Unit. Paradoxal, pe parcursul acestei perioade de cinci ani, costul daunelor a crescut cu 60%. De\u0219i camerele, radarul \u0219i senzorii&nbsp;<a href=\"https:\/\/www.promotor.ro\/stiri-auto\/viitorul-volvo-xc90-va-dispune-de-senzori-lidar-pentru-conducere-autonoma-18880819\" target=\"_blank\" rel=\"noreferrer noopener\">LiDAR<\/a>&nbsp;nu sunt ieftini de \u00eenlocuit, procesul implic\u0103 mai mult dec\u00e2t simpla \u00eenlocuire a componentelor deteriorate. Pe l\u00e2ng\u0103 \u00eenlocuirea acestor componente, procesul de reparare necesit\u0103 \u0219i o calibrarea atent\u0103 a senzorilor, pentru ca ace\u0219tia s\u0103 func\u021bioneze corect.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Noile sisteme de asisten\u021b\u0103 pot cre\u0219te costul asigur\u0103rilor<\/h2>\n\n\n\n<p>Acest lucru \u00eenseamn\u0103 \u0219i c\u0103 nu orice service se poate ocupa de repararea \u0219i calibrarea sistemelor de siguran\u021b\u0103 ale ma\u0219inilor moderne. Produc\u0103torii au diferite standarde \u0219i parametri pentru calibrarea acestor sisteme, iar aparatele de m\u0103surare reprezint\u0103 o investi\u021bie mare pentru ateliere, care se ridic\u0103, \u00een medie, la aproape 900.000 de euro.<\/p>\n\n\n\n<p>Noile sisteme de siguran\u021b\u0103 nu doar c\u0103&nbsp;<a href=\"https:\/\/www.promotor.ro\/stiri-auto\/seful-dacia-spune-ca-producatorul-nu-urmareste-stele-euro-ncap-insa-nu-va-neglija-siguranta-pasiva-19384486\">majoreaz\u0103 costurile de produc\u021bie<\/a>&nbsp;pentru companii \u0219i costul repara\u021biilor \u00een caz de accident, dar se pare c\u0103 ridic\u0103 \u0219i pre\u021burile asigur\u0103rilor. Potrivit studiului, companiile de asigur\u0103ri pot ajunge s\u0103 pl\u0103teasc\u0103 mult pentru repararea sistemelor pe care \u0219oferii nici m\u0103car nu le folosesc.<\/p>\n\n\n\n<p>Datele publicate relev\u0103 faptul c\u0103 exper\u021bii \u00een domeniu se a\u0219teapt\u0103 ca pre\u021bul mediu al asigur\u0103rii s\u0103 ating\u0103 un nivel record de 2.101 de dolari (1.845 de euro). Acestea se adaug\u0103 la un cost mediu tot mai mare de utilizare al unei ma\u0219ini, care, potrivit AAA, a ajuns la valoarea de 12.297 de dolari.<\/p>\n\n\n\n<p>Sursa\/foto:promotor<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Noile sisteme de asisten\u021b\u0103 \u0219i siguran\u021b\u0103 montate pe ma\u0219ini pot duce la cre\u0219teri ale asigur\u0103rilor. Fenomenul poate fi observat deja<\/p>\n","protected":false},"author":1,"featured_media":124985,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":""},"categories":[82],"tags":[],"class_list":["post-124984","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto"],"jetpack_featured_media_url":"https:\/\/realitatearutiera.ro\/wp-content\/uploads\/2025\/06\/https___www.promotor.ro_wp-content_uploads_2023_12_Allview-CityZEN_oglinzi-electrice-cu-camere-integrate.webp","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p61naM-wvS","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/124984","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=124984"}],"version-history":[{"count":1,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/124984\/revisions"}],"predecessor-version":[{"id":124986,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/124984\/revisions\/124986"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/media\/124985"}],"wp:attachment":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=124984"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=124984"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=124984"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}