{"id":125880,"date":"2025-07-16T10:11:56","date_gmt":"2025-07-16T07:11:56","guid":{"rendered":"https:\/\/realitatearutiera.ro\/?p=125880"},"modified":"2025-07-16T10:11:58","modified_gmt":"2025-07-16T07:11:58","slug":"schimbari-la-politele-casco","status":"publish","type":"post","link":"https:\/\/realitatearutiera.ro\/?p=125880","title":{"rendered":"Schimb\u0103ri la poli\u0163ele CASCO"},"content":{"rendered":"\n<p>\u015eoferii \u00eencep s\u0103 pl\u0103teasc\u0103 asigurarea CASCO \u00een func\u0163ie de c\u00e2t de bine conduc, nu neap\u0103rat \u00een func\u0163ie de valoarea ma\u015finii. Companiile stabilesc valoarea poli\u0163iei dup\u0103 ce verific\u0103 istoricul daunelor. \u00cen func\u0163ie de asta, estimeaz\u0103 riscul producerii unui accident \u015fi pot face reducerii de mii de lei pentru \u015foferii pruden\u0163i.<a href=\"https:\/\/observatornews.ro\/autori\/ana-grigore-id189.html\"><\/a><\/p>\n\n\n\n<p><img decoding=\"async\" alt=\"\" src=\"https:\/\/i1.wp.com\/ivm.antenaplay.ro\/thumbs\/observatornews\/2025\/07\/15\/fU114RyzjMK_3L.jpg?w=800&#038;ssl=1\" data-recalc-dims=\"1\"><a href=\"https:\/\/observatornews.ro\/galerie\/schimbari-la-politele-casco-pretul-in-functie-de-istoricul-soferului-si-nu-de-valoarea-masinii-id625445-play787843.html\">Galerie (2)<\/a><\/p>\n\n\n\n<ul class=\"wp-block-list\"><\/ul>\n\n\n\n<p><em>&#8220;Dac\u0103 acest autoturism ar avea parbrizul \u00eentr-un an schimbat de trei ori la re\u00eennoirea poli\u0163ei CASCO \u00eei m\u0103rim pre\u0163ul \u015fi poate \u00eei punem o fanciz\u0103 pentru elemente vitrate. Se poate pune o fran\u015fiz\u0103 de 150 de euro pe eveniment sau o fran\u015fiz\u0103 cresc\u0103toare 300-450&#8221;<\/em>, arat\u0103 un&nbsp;broker.<\/p>\n\n\n\n<p>Firmele de asigurare verific\u0103 acum bazele de date interna\u0163ionale \u015fi pe cele conectate la service-uri \u0219i la Registrul Auto Rom\u00e2n. Poli\u0163ele pot s\u0103 scad\u0103 sau s\u0103 creasc\u0103 \u00een func\u0163ie de istoricul repara\u0163iilor.<\/p>\n\n\n\n<p><em>&#8220;O ma\u015fin\u0103&nbsp;veche de trei ani avea aceea\u015fi sum\u0103&nbsp;asigurat\u0103 indiferent de kilometraj, indiferent de istoric. Acum lucruile sunt ancorate mai bine \u00een realitate \u015fi se face o verificare \u00eenainte de \u00eencheierea poli\u0163ei CASCO&#8221;<\/em>, spune&nbsp;<strong>Marius Constantinescu<\/strong>, broker asigur\u0103ri.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Schimb\u0103ri la poli\u0163ele CASCO<\/h2>\n\n\n\n<p>\u00cen noul sistem de calcul, starea ma\u015finii este mai important\u0103 dec\u00e2t carecteristicile care stabileau valoarea poli\u0163ei.<\/p>\n\n\n\n<p>Dou\u0103 ma\u015fini identice, acela\u015fi model, fabricate \u00een acela\u015fi an, cu acelea\u015fi dot\u0103ri au acum poli\u0163e de asigurare complet diferite. Dac\u0103 una a fost implicat\u0103 \u00een accidente, poate fi evaluat\u0103 la jum\u0103tate din suma celeilalte.<\/p>\n\n\n\n<p>Pentru \u015foferii care au grij\u0103 de ma\u015fini, sistemul poate aduce reduceri de p\u00e2n\u0103 la 15% \u00een fiecare an.&nbsp;<em>&#8220;E un lucru bun pentru c\u0103 mai tempereaz\u0103 conduc\u0103torii auto, dar oricum pre\u0163urile sunt foarte mari pentru nivelul nostru de trai&#8221;<\/em>, crede un \u015fofer.<\/p>\n\n\n\n<p>\u00cen Rom\u00e2nia sunt \u00eenmatriculate aproape 11.000.000 de vehicule. Pu\u0163in peste 10% au poli\u0163\u0103 CASCO care asigur\u0103 daunele provocate de accidente f\u0103cute de proprietar, fenomene meteo, lovituri \u00een parcare \u015fi furt.<\/p>\n\n\n\n<p>Sursa\/foto:observatornews<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u015eoferii \u00eencep s\u0103 pl\u0103teasc\u0103 asigurarea CASCO \u00een func\u0163ie de c\u00e2t de bine conduc, nu neap\u0103rat \u00een func\u0163ie de valoarea ma\u015finii.<\/p>\n","protected":false},"author":1,"featured_media":125881,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":""},"categories":[6],"tags":[],"class_list":["post-125880","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-social"],"jetpack_featured_media_url":"https:\/\/i1.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2025\/07\/fU114RyzjMK_3L.jpg?fit=640%2C360&ssl=1","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p61naM-wKk","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/125880","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=125880"}],"version-history":[{"count":1,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/125880\/revisions"}],"predecessor-version":[{"id":125882,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/125880\/revisions\/125882"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/media\/125881"}],"wp:attachment":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=125880"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=125880"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=125880"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}