{"id":13454,"date":"2016-09-27T12:45:56","date_gmt":"2016-09-27T09:45:56","guid":{"rendered":"http:\/\/realitatearutiera.ro\/?p=13454"},"modified":"2016-09-27T12:19:34","modified_gmt":"2016-09-27T09:19:34","slug":"platile-cu-cardul-le-depasesc-pe-cele-in-numerar-potrivit-unei-firme-de-analiza","status":"publish","type":"post","link":"https:\/\/realitatearutiera.ro\/?p=13454","title":{"rendered":"Pl\u0103\u021bile cu cardul le dep\u0103\u0219esc pe cele \u00een numerar, potrivit unei firme de analiz\u0103"},"content":{"rendered":"<p><strong>Pl\u0103\u0163ile cu cardurile de credit la nivel mondial le vor dep\u0103\u015fi \u00een premier\u0103 pe cele \u00een numerar, \u00een 2016, \u00een condi\u0163iile \u00een care oamenii folosesc tot mai mult cardurile pentru achizi\u0163ii online \u015fi prin intermediul aplica\u0163iilor, potrivit firmei de analiz\u0103 Euromonitor International, care urm\u0103re\u015fte de mai multe decenii comportamentul consumatorilor, transmite MarketWatch.<\/strong><\/p>\n<p>\u00cen 2016, consumatorii vor cheltui la nivel global circa 23.200 de miliarde de dolari prin intermediul tranzac\u0163iilor cu carduri \u015fi 22.600 de miliarde de dolari \u00een numerar.<\/p>\n<p data-skip-zonterainread=\"1\">Chiar dac\u0103 este un moment de referin\u0163\u0103 pentru pl\u0103\u0163ile cu carduri \u015fi cele electronice, este doar unul \u201enominal\u201d, a declarat Kendrick Sands, analist la Euromonitor.<\/p>\n<p>Aceast\u0103 trecere a avut loc treptat, \u00een ultimii 20 de ani, favoriz\u00e2nd puternic pl\u0103\u0163ile prin carduri \u015fi pe cele electronice.<\/p>\n<p>Tehologia a facilitat oamenilor din \u00eentreaga lume accesul la serviciile financiare. \u00cen plus, guvernele mai multor \u0163\u0103ri au acordat oamenilor facilit\u0103\u0163i pentru a folosi cardurile \u015fi pl\u0103\u0163ile mobile, \u00een loc de numerar, pentru a reduce activit\u0103\u0163ile din economia subteran\u0103 \u015fi tranzac\u0163iile ilegale, a ar\u0103tat Sands.<\/p>\n<p>Guvernul din Coreea de Sud, de exemplu, a \u00eenceput s\u0103 promoveze cardurile de credit \u00een jurul anului 1997, pentru a stimula consumul \u015fi a reduce pl\u0103\u0163ile cash, care sunt mai greu de urm\u0103rit de c\u0103tre fisc, potrivit The Economist.<\/p>\n<p>Cea mai mare cre\u015ftere a pl\u0103\u0163ilor cu carduri a avut loc, \u00een perioada 2015-2016, \u00een regiunea Asia-Pacific, reprezent\u00e2nd tranzac\u0163ii de 1.700 de miliarde de dolari, urmat\u0103 de America de Nord, cu o cre\u015ftere de 187 de miliarde de dolari, potrivit Euromonitor.<\/p>\n<p>Pl\u0103\u0163ile mobile au crescut puternic \u00een China, iar companiile tehnologice de servicii financiare au deja un num\u0103r similar de clien\u0163i ca cele mai mari b\u0103nci din \u0163ar\u0103, arat\u0103 datele Citigroup.<\/p>\n<p>Cre\u015fterea num\u0103rului de carduri de debit este un alt motiv pentru care pl\u0103\u0163ile cash au sc\u0103zut \u00een ultimii ani. Utilizarea cardurilor de credit la nivel mondial a crescut cu circa 8% \u00een func\u0163ie de circula\u0163ia cardurilor. \u00cen cazul cardurilor de credit cre\u015fterea a fost de aproximativ 5%.<\/p>\n<p>Chiar dac\u0103 trecerea la sistemul digital de pl\u0103\u0163i permite economisirea unor sume mari de bani, av\u00e2nd \u00een vedere costurile mari de tip\u0103rire \u015fi de men\u0163inere \u00een circula\u0163ie a banilor, mul\u0163i oameni sunt \u00eengrijora\u0163i c\u0103 b\u0103ncile \u015fi guvernele au acces la informa\u0163ii legate de cheltuielile pe care le fac, indiferent dac\u0103 sunt implica\u0163i sau nu \u00een activit\u0103\u0163i ilegale.<\/p>\n<p>&nbsp;<\/p>\n<p>sursa: digi24.ro<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pl\u0103\u0163ile cu cardurile de credit la nivel mondial le vor dep\u0103\u015fi \u00een premier\u0103 pe cele \u00een numerar, \u00een 2016, \u00een<\/p>\n","protected":false},"author":1,"featured_media":7208,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":""},"categories":[12],"tags":[],"class_list":["post-13454","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stiri-internationale"],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2016\/02\/cum-alegem-un-card-de-credit.jpg?fit=407%2C407&ssl=1","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p61naM-3v0","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/13454","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=13454"}],"version-history":[{"count":1,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/13454\/revisions"}],"predecessor-version":[{"id":13455,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/13454\/revisions\/13455"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/media\/7208"}],"wp:attachment":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=13454"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=13454"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=13454"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}