{"id":41857,"date":"2018-10-16T08:26:36","date_gmt":"2018-10-16T05:26:36","guid":{"rendered":"http:\/\/realitatearutiera.ro\/?p=41857"},"modified":"2018-10-16T08:29:29","modified_gmt":"2018-10-16T05:29:29","slug":"41857","status":"publish","type":"post","link":"https:\/\/realitatearutiera.ro\/?p=41857","title":{"rendered":"Document care arat\u0103 c\u0103 firmele de asigurare nu respect\u0103 legea la plata desp\u0103gubirilor"},"content":{"rendered":"

Doar trei firme de asigurare din Rom\u00e2nia au ajuns s\u0103 controleze v\u00e2nz\u0103rile de RCA, poli\u021b\u0103 obligatorie pentru circa 6 milioane de \u0219oferi. Un document confiden\u021bial, consultat de Capital, arat\u0103 c\u0103 nici m\u0103car una nu respect\u0103 legea la plata desp\u0103gubirilor.<\/strong><\/p>\n

Peste 60.000 din cei 84.000 de \u0219oferi care au fost implica\u021bi \u00een accidente, din postura de p\u0103gubi\u021bi, \u00een perioada martieiulie 2018, au avut probleme cu firmele de asigurare care au trebuit s\u0103 le pl\u0103teasc\u0103 daunele, arat\u0103 un document confiden\u021bial al Autorit\u0103\u021bii de Supraveghere Financiar\u0103 (ASF).<\/p>\n

Documentul realizeaz\u0103 o analiz\u0103 a pl\u0103\u021bilor f\u0103cute \u00een baza asigur\u0103rii RCA \u0219i constat\u0103, printre altele, c\u0103 doar trei firme de asigurare au adunat aproape 75% din totalul dosarelor de daun\u0103 deschise \u00een al doile trimestru al acestui an.<\/strong><\/p>\n

De altfel, concentrarea at\u00e2t de ridicat\u0103 a daunelor este fireasc\u0103, \u00een condi\u021biile \u00een care \u0219i v\u00e2nz\u0103rile sunt \u00eemp\u0103r\u021bite aproximativ \u00een acelea\u0219i procente. Mai pu\u021bin firesc este c\u0103 niciuuna dintre cele trei firme care domnin\u0103 clar pia\u021ba nu respect\u0103 legea \u00een ceea ce prive\u0219te termenele de plat\u0103 a daunelor.<\/p>\n

Suspiciuni de fraud\u0103<\/strong><\/p>\n

Cele trei, adic\u0103 City Insurance, Euroins \u0219i Asirom dep\u0103\u0219esc termenele legale at\u00e2t \u00een ceea ce prive\u0219te plata efectiv\u0103 a daunei c\u00e2t \u0219i \u00een ceea ce prive\u0219te durata medie de solu\u021bionare a dosarelor.<\/strong><\/p>\n

\n
City pl\u0103te\u0219te \u00eentr-o perioad\u0103 aproape dubl\u0103 dec\u00e2t prevede legea,av\u00e2nd nevoie de 19 zile de la momentul \u00eenchiderii dosarului pentru a achita sumele. Euroins are nevoie de 15 zile, iar Asirom de circa 11 zile.Termenul legal este de doar 10 zile.<\/div>\n<\/div>\n

\u00cen acela\u0219i timp, Euroins are nevoie de 44 de zile pentru a emite o solu\u021bie pentru dosarul de daun\u0103, Asirom de aproape 36 de zile iar City Insurance de 35 de zile. Termenul legal este de 30 de zile.<\/strong><\/p>\n

Mai mult dec\u00e2t at\u00e2t, dou\u0103 dintre cele trei firme campioane la v\u00e2nz\u0103ri pl\u0103tesc mai pu\u021bin dec\u00e2t le solicit\u0103 service-urile, iar a treia este supectat\u0103 c\u0103 raporteaz\u0103 eronat c\u0103tre ASF.<\/p>\n

\n
Concret, Asirom a pl\u0103tit cu aproape 9,5 milioane de lei mai pu\u021bin dec\u00e2t au solicitat p\u0103gubi\u021bii, prin service-uri, iar Euroins cu peste 2,1 milioane de lei mai pu\u021bin. \u00cen cazul City, situa\u021bia ridic\u0103 semne de \u00eentrebare pentru speciali\u0219tii ASF.<\/strong><\/div>\n<\/div>\n

\u201eCity Insurance a raportat achitarea integral\u0103 a sumelor solicitate…de\u0219i din peti\u021biile \u00eenregistrate a rezultat faptul c\u0103 au fost situa\u021bii \u00een care nu au acceptat sumele solicitate de persoanele p\u0103gubite sau de mandatarii acestora (nr: serviceuri)\u201d, arat\u0103 analiza.<\/p>\n

Sursa:evz<\/div>\n","protected":false},"excerpt":{"rendered":"

Doar trei firme de asigurare din Rom\u00e2nia au ajuns s\u0103 controleze v\u00e2nz\u0103rile de RCA, poli\u021b\u0103 obligatorie pentru circa 6 milioane<\/p>\n","protected":false},"author":1,"featured_media":41858,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":""},"categories":[6],"tags":[],"class_list":["post-41857","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-social"],"jetpack_featured_media_url":"https:\/\/i2.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2018\/10\/service-mic-605x404.jpg?fit=605%2C404&ssl=1","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/s61naM-41857","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/41857","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=41857"}],"version-history":[{"count":3,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/41857\/revisions"}],"predecessor-version":[{"id":41862,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/41857\/revisions\/41862"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/media\/41858"}],"wp:attachment":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=41857"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=41857"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=41857"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}