Tot mai mul\u0163i rom\u00e2ni au carduri bancare, fie de credit, fie de debit, pe care le folosesc \u00een mod obi\u015fnuit pentru efectuarea pl\u0103\u0163ilor, fie la comercian\u0163i sau bancomate, fie online. De s\u00e2mb\u0103t\u0103, regulile se schimb\u0103 radical. <\/p>\n\n\n\n
\u00a0Concret, de s\u00e2mb\u0103t\u0103, 14 septembrie, devin aplicabile prevederile Regulamentului Delegat (UE) 2018\/389 de completare a Directivei UE nr. 2366\/2015 a Parlamentului European \u015fi a Consiliului (PSD2) cu privire la \u201dstandardele tehnice de reglementare pentru autentificarea strict\u0103 a clien\u0163ilor \u015fi standardele deschise, comune \u015fi sigure de comunicare (Regulamentul UE)\u201d.<\/p>\n\n\n\n
\u00a0<\/strong>Acest Regulament, direct aplicabil \u00een Rom\u00e2nia, stabile\u015fte cerin\u0163ele tehnice \u015fi m\u0103surile de securitate pentru autentificarea strict\u0103 a clien\u0163ilor (SCA) \u015fi pentru comunicarea \u00een condi\u0163ii de siguran\u0163\u0103 cu ter\u0163ii prestatori de servicii de plat\u0103 (Ter\u0163i PSP). Ace\u015ftia, conform PSD2, vor putea oferi consumatorilor, la cererea \u015fi pe baza consim\u0163\u0103m\u00e2ntului lor, noi tipuri de servicii de plat\u0103, cu privire la conturile de pl\u0103\u0163i accesibile online ale consumatorilor deschise la b\u0103nci sau la al\u0163i prestatori. \u00a0\u00a0<\/strong>La pl\u0103\u0163ile online cu ajutorul cardului, pe l\u00e2ng\u0103 parola 3D Secure primit\u0103 prin SMS la num\u0103rul de telefon \u00eenregistrat \u00een sistem, va trebui s\u0103 introduce\u0163i \u015fi un cod static format din ultimele 4 cifre ale codului numeric personal (CNP), respectiv din ultimele 4 caractere ale num\u0103rului de pa\u015faport, dac\u0103 nu ave\u0163i CNP. \u00a0 Se aplic\u0103 o nou\u0103 regul\u0103 \u015fi pentru pl\u0103\u0163ile f\u0103cute f\u0103r\u0103 PIN. Pentru unele pl\u0103\u0163i contactless la POS va fi necesar s\u0103 introduce\u0163i codul PIN. Regulamentul UE 2018\/389 de completare a Directivei UE nr. 2366\/2015 a Parlamentului European \u015fi a Consiliului (PSD2) prevede c\u0103 dup\u0103 fiecare 5 pl\u0103\u0163i contactless consecutive de sub 100 de lei\/30 EUR, urm\u0103toarea plat\u0103 va trebui s\u0103 fie autorizat\u0103 prin codul PIN, scrie\u00a0Adev\u0103rul.<\/a><\/p>\n\n\n\n sursa: antena3 Tot mai mul\u0163i rom\u00e2ni au carduri bancare, fie de credit, fie de debit, pe care le folosesc \u00een mod obi\u015fnuit<\/p>\n","protected":false},"author":1,"featured_media":47454,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":""},"categories":[6],"tags":[],"class_list":["post-54392","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-social"],"jetpack_featured_media_url":"https:\/\/i2.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2019\/03\/card-de-credit.jpg?fit=400%2C290&ssl=1","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p61naM-e9i","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/54392","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=54392"}],"version-history":[{"count":1,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/54392\/revisions"}],"predecessor-version":[{"id":54393,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/54392\/revisions\/54393"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/media\/47454"}],"wp:attachment":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=54392"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=54392"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=54392"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
<\/p>\n","protected":false},"excerpt":{"rendered":"