{"id":61552,"date":"2020-03-25T13:00:48","date_gmt":"2020-03-25T11:00:48","guid":{"rendered":"http:\/\/realitatearutiera.ro\/?p=61552"},"modified":"2020-03-25T13:00:51","modified_gmt":"2020-03-25T11:00:51","slug":"joi-va-fi-data-oug-care-permite-amanarea-ratelor-la-banci-perioada-va-fi-mai-aproape-de-6-luni-decat-de-3-luni","status":"publish","type":"post","link":"https:\/\/realitatearutiera.ro\/?p=61552","title":{"rendered":"Joi va fi dat\u0103 OUG care permite am\u00e2narea ratelor la b\u0103nci. Perioada va fi \u201emai aproape de 6 luni dec\u00e2t de 3 luni\u201d"},"content":{"rendered":"\n<p> <strong>Ministrul Finan\u021belor, Florin C\u00ee\u021bu, a anun\u021bat la Digi24 c\u0103 \u00een \u0219edin\u021ba de Guvern de joi va fi adoptat\u0103 o ordonan\u021b\u0103 de urgen\u021b\u0103 care va permite companiilor \u0219i persoanelor fizice care au de suferit, financiar, din cauza coronavirusului, s\u0103 primeasc\u0103 o am\u00e2nare a pl\u0103\u021bii ratelor la b\u0103nci. Aceasta, dup\u0103 ce BNR a anun\u021bat c\u0103 o astfel de am\u00e2nare nu va mai transforma creditele \u00eentr-unele neperformante, iar b\u0103ncile nu vor mai fi nevoite s\u0103 blocheze rezerve pentru ele.<\/strong> <\/p>\n\n\n\n<p>\u201eEste o decizie a Asocia\u021biei Europene a B\u0103ncilor. Este un prim pas, dar care era important pentru a veni cu o solu\u021bie pentru tot sistemul bancar, pentru to\u021bi clien\u021bii\u201d, a spus C\u00ee\u021bu.<\/p>\n\n\n\n<p>El a precizat c\u0103 joi va fi adoptat\u0103 o ordonan\u021b\u0103 de urgen\u021b\u0103, \u00een \u0219edin\u021ba de Guvern, iar aceasta va permite am\u00e2narea ratelor pe o perioad\u0103 mai mare dec\u00e2t cea a st\u0103rii de urgen\u021b\u0103, av\u00e2nd \u00een vedere c\u0103 efectele crizei economice generate de pandemia de coronavirus se vor prelungi.<\/p>\n\n\n\n<p>\u201eNe g\u00e2ndim c\u0103 \u0219i dup\u0103 aceast\u0103 perioad\u0103 va fi nevoie de un timp pentru a reveni la normal\u201d, a spus el.<\/p>\n\n\n\n<p>\u00centrebat dac\u0103 este vorba despre o am\u00e2nare pentru o perioad\u0103 \u201emai aproape de 3 luni sau mai aproape de 6 luni\u201d, C\u00ee\u021bu a r\u0103spuns: \u201eMai aproape de 6 luni\u201d.<\/p>\n\n\n\n<p>\u201eAici va fi implicat \u0219i statul, dar nu vom discrimina, cei care vor cere vor avea acces la aceast\u0103 facilitate\u201d, a mai spus ministrul.<\/p>\n\n\n\n<p>El a spus c\u0103 este vorba at\u00e2t despre persoane fizice, c\u00e2t \u0219i despre persoane juridice \u0219i c\u0103 nu exist\u0103 condi\u021bionalit\u0103\u021bi sau de documente justificative pentru a ob\u021bine am\u00e2narea pl\u0103\u021bii ratelor.<\/p>\n\n\n\n<p>\u201eCei care au nevoie de p\u0103suire vor putea accesa aceast\u0103 facilitate\u201d, a ad\u0103ugat el.<\/p>\n\n\n\n<p>Declara\u021bia ministruli de Finan\u021be vine dup\u0103 ce BNR a anun\u021bat c\u0103 permite b\u0103ncilor s\u0103 am\u00e2ne plata ratelor la credite, f\u0103r\u0103 ca acest lucru s\u0103 transforme clien\u021bii \u00een r\u0103u-platnici, iar b\u0103ncile nu mai trebuie s\u0103 fac\u0103 provizioane pentru ele.<\/p>\n\n\n\n<p>\u201e\u00cen cazul unor rate nepl\u0103tite, aceste nepl\u0103\u021bi fiind cauzate de situa\u021bia epidemiei de coronavirus, creditul respectiv s\u0103 nu fie considerat neperformant. \u00cen consecin\u021b\u0103, banca nu este obligat\u0103 s\u0103 constituie provizioane, s\u0103 declare un credit problem\u0103, ss\u0103 ia m\u0103suri \u00eempotriva celui care nu face aceast\u0103 plat\u0103 sau s\u0103 vin\u0103 cu costuri suplimentare\u201d, a explicat Dan Suciu, purt\u0103tor de cuv\u00e2nt al BNR, la Digi24.<\/p>\n\n\n\n<p>P\u00e2n\u0103 acum, un credit devenea neperformant dac\u0103 se \u00eenregistra o \u00eent\u00e2rziere de trei luni a pl\u0103\u021bilor.<\/p>\n\n\n\n<p>sursa: digi24.ro<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ministrul Finan\u021belor, Florin C\u00ee\u021bu, a anun\u021bat la Digi24 c\u0103 \u00een \u0219edin\u021ba de Guvern de joi va fi adoptat\u0103 o ordonan\u021b\u0103<\/p>\n","protected":false},"author":1,"featured_media":61553,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":""},"categories":[11],"tags":[],"class_list":["post-61552","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stiri-interne"],"jetpack_featured_media_url":"https:\/\/i2.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2020\/03\/big-o-banca-din-republica-moldova-amana-plata-ratelor-pentru-trei-luni-1584393538.jpg?fit=681%2C383&ssl=1","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p61naM-g0M","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/61552","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=61552"}],"version-history":[{"count":1,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/61552\/revisions"}],"predecessor-version":[{"id":61554,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/61552\/revisions\/61554"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/media\/61553"}],"wp:attachment":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=61552"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=61552"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=61552"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}