{"id":6813,"date":"2016-02-01T09:51:26","date_gmt":"2016-02-01T06:51:26","guid":{"rendered":"http:\/\/realitatearutiera.ro\/?p=6813"},"modified":"2016-02-01T09:51:26","modified_gmt":"2016-02-01T06:51:26","slug":"schimbare-de-calcul-a-politei-rca","status":"publish","type":"post","link":"https:\/\/realitatearutiera.ro\/?p=6813","title":{"rendered":"SCHIMBARE DE CALCUL a politei RCA"},"content":{"rendered":"<div>Companiile de asigur\u0103ri realizeaz\u0103 calculele de pre\u0163 pentru poli\u0163ele RCA \u00een urma evalu\u0103rii proprii a riscurilor asumate.\u00a0<strong>La nivel general \u00eens\u0103, se iau \u00een calcul elemente ca: tipul de persoan\u0103 asigurat\u0103 (fizic\u0103\/juridic\u0103), detalii despre autovehicul (ex.: tip, marc\u0103, num\u0103r \u00eenmatriculare, capacitatea cilindric\u0103 etc.), detalii privind conduc\u0103torul auto (ex.: v\u00e2rst\u0103, dat\u0103 ob\u0163inere permis, mediu urban\/ rural etc.), istoricul daunelor produse unui autovehicul<\/strong>, enumer\u0103 Florentina Alm\u0103jan, directorul general al Uniunii Na\u0163ionale a Societ\u0103\u0163ilor de Asigurare Reasigurare (UNSAR).<\/div>\n<p>De asemenea, sistemul de asigurare pe baza bonusmalus &#8211; \u00een care \u015foferii care nu au f\u0103cut nici un accident timp de 7 ani pot primi reduceri de pre\u0163 la asigurare, iar ceilal\u0163i sunt penaliza\u0163i, adic\u0103 vor pl\u0103ti mai mult &#8211; influen\u0163eaz\u0103 evolu\u0163ia pre\u0163ului RCA. La fel \u015fi nivelul desp\u0103gubirilor pentru v\u0103t\u0103m\u0103ri corporale \u015fi daune morale. \u201c\u00cen Rom\u00e2nia nu exist\u0103 predictibilitate \u00een acordarea acestor desp\u0103gubiri, iar sumele acordate pentru acela\u015fi tip de accident ajung s\u0103 fie foarte diferite ca valoare. Acest fapt poate constitui, de asemenea, un element de cre\u015ftere a pre\u0163ului asigur\u0103rii RCA\u201d, explic\u0103 \u015fefa UNSAR.Dac\u0103 vei fi implicat \u00eentr-un accident, vei putea repara ma\u015fina pe propria poli\u0163\u0103 auto de r\u0103spundere civil\u0103. Costul poli\u0163ei \u00eens\u0103 ar putea fi mai mare sau mai mic, \u00een func\u0163ie de num\u0103rul de amenzi pe care le-ai luat, dar \u015fi de c\u00e2t de puternic\u0103 este ma\u015fina. Sunt dou\u0103 dintre modific\u0103rile normei privind RCA, aprobate de ASF.<\/p>\n<p>Totodat\u0103,<strong> norma modificat\u0103 prevede c\u0103 asigur\u0103torii vor emite doar poli\u0163a RCA, f\u0103r\u0103 Carte Verde, pentru vehiculele care nu pot circula \u00een afara Rom\u00e2niei, din cauza limit\u0103rilor tehnice.<\/strong> \u00cen aceast\u0103 categorie se pot \u00eencadra mijloacele de transport \u00een comun sau tractoarele cu regim special de \u00eenmatriculare.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Companiile de asigur\u0103ri realizeaz\u0103 calculele de pre\u0163 pentru poli\u0163ele RCA \u00een urma evalu\u0103rii proprii a riscurilor asumate.\u00a0La nivel general \u00eens\u0103,<\/p>\n","protected":false},"author":1,"featured_media":6814,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":""},"categories":[11],"tags":[],"class_list":["post-6813","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stiri-interne"],"jetpack_featured_media_url":"https:\/\/i2.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2016\/02\/rca.jpg?fit=1200%2C800&ssl=1","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p61naM-1LT","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/6813","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6813"}],"version-history":[{"count":1,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/6813\/revisions"}],"predecessor-version":[{"id":6815,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/6813\/revisions\/6815"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/media\/6814"}],"wp:attachment":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6813"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6813"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6813"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}