{"id":69965,"date":"2020-10-21T11:13:26","date_gmt":"2020-10-21T08:13:26","guid":{"rendered":"http:\/\/realitatearutiera.ro\/?p=69965"},"modified":"2020-10-21T11:13:29","modified_gmt":"2020-10-21T08:13:29","slug":"se-schimba-din-nou-legea-rca","status":"publish","type":"post","link":"https:\/\/realitatearutiera.ro\/?p=69965","title":{"rendered":"Se schimb\u0103 din nou legea RCA"},"content":{"rendered":"\n<p>Pre\u015fedintele Autorit\u0103\u0163ii de Supraveghere Financiar\u0103, Nicu Marcu, a declarat mar\u0163i seara c\u0103 sper\u0103 ca \u00eentr-o perioad\u0103 scurt\u0103 legisla\u0163ia privind RCA s\u0103 fie modificat\u0103, prin reglarea modului de decontare, iar consumatorul va putea s\u0103 mearg\u0103 la societatea la care s-a asigurat pentru a i se deconta dauna. <\/p>\n\n\n\n<p> \u201e\u00centr-o perioad\u0103 imediat urm\u0103toare se va modifica legisla\u0163ia astfel \u00eenc\u00e2t s\u0103 d\u0103m posibilitatea consumatorului s\u0103 mearg\u0103(&#8230;) s\u0103 i se deconteze dauna de c\u0103tre societatea la care s-a asigurat. \u015ei \u00een momentul acesta are posibilitatea s\u0103 opteze pentru o asigurare direct\u0103, s\u0103-i fie decontat\u0103 dauna de c\u0103tre asiguratorul la care a \u00eencheiat, dar asigurarea acesta are costul mai mare.(&#8230;) Este la propunerea noastr\u0103 \u015fi e apanajul Parlamentului. Sigur, \u00eentr-o perioad\u0103 scurt\u0103 vom modifica. Ideea este c\u0103 trebuie s\u0103 lucr\u0103m la cauze \u015fi nu la efecte \u015fi cauzele se rezolv\u0103 numai prin reglarea acestui mod de decontare. At\u00e2ta timp c\u00e2t eu cump\u0103r serviciul de calitate \u015fi cel la care m-am asigurat \u00eemi deconteaz\u0103 \u015fi dauna cred c\u0103 problema cea mai mare a fost rezolvat\u0103\u201d, a explicat Nicu Marcu la Digi 24.<\/p>\n\n\n\n<p> El a subliniat c\u0103 \u201etoat\u0103 concentrarea publicului\u201d s-a f\u0103cut pe aceast\u0103 component\u0103 pe care ASF o are \u00een supravegherea RCA \u015fi c\u0103, \u00eentr-adev\u0103r, sunt anumite distorsiuni \u00een pia\u0163\u0103, sunt nemul\u0163umiri ale consumatorilor, care se concretizeaz\u0103 \u00een peti\u0163ii.<\/p>\n\n\n\n<p> \u201eDin p\u0103cate, aceste peti\u0163ii au avut un trend cresc\u0103tor comparativ cu 2019, c\u00e2nd nivelul peti\u0163iilor a fost \u00een jur de 20.000, numai \u00een semestrul unu din acest an peti\u0163iile au dep\u0103\u015fit pragul de 20.000. Nemul\u0163umirea consumatorului se vede clar c\u0103 exist\u0103. Dac\u0103 ne raport\u0103m la num\u0103rul asigura\u0163ilor, procentul \u00een num\u0103rul de asigur\u0103ri este nesemnificativ, dar pe noi, ca autoritate, ne intereseaz\u0103 inclusiv o singur\u0103 peti\u0163ie\u201d, a spus pre\u015fedintele ASF.<\/p>\n\n\n\n<p> Acesta a subliniat c\u0103 discu\u0163iile vizeaz\u0103 nemul\u0163umirile consumatorilor privind plata daunelor de c\u0103tre compania de asigur\u0103ri \u015fi o vin\u0103 \u201ecare este \u00eemp\u0103r\u0163it\u0103 la un moment dat\u201d \u00eentre companiile de asigur\u0103ri \u015fi companiile ce asigura serviciul de repara\u0163ii ale autoturismelor. <\/p>\n\n\n\n<p>\u201eAutoritatea face supraveghere, control \u015fi acolo unde a g\u0103sit deficien\u0163e sanc\u0163ioneaz\u0103. Din p\u0103cate mai \u015fi sanc\u0163ioneaz\u0103 \u015fi niciodat\u0103 nimeni nu este mul\u0163umit \u00een situa\u0163ia \u00een care prime\u015fte o sanc\u0163iune, sau prime\u015fte o sanc\u0163iune mai mare. Sanc\u0163iunile noastre sunt din p\u0103cate contestate. Multe dintre ele au decizii finale \u015fi \u00ee\u015fi ating scopul, altele sunt contestate\u201d, a semnalat \u015feful ASF. <\/p>\n\n\n\n<p> Nicu Marcu a ad\u0103ugat c\u0103, \u00een ceea ce prive\u015fte stabilirea tarifelor, aceasta este foarte bine definit\u0103, tarifele fiind stabilite de o companie de consultan\u0163\u0103 extern\u0103, foarte bine calculate. Este un tarif mediu la care se raporteaz\u0103 celelalte tarife pe care o companie le promoveaz\u0103 \u015fi, dac\u0103 exist\u0103 sc\u0103p\u0103ri, \u201esunt sc\u0103p\u0103ri izolate, ce nu impacteaz\u0103\u201d. <\/p>\n\n\n\n<p>\u201eProblema este aceast\u0103 decontare. Oamenii sunt nemul\u0163umi\u0163i de decont\u0103rile pe daunele respective\u201d, a punctat Marcu. <\/p>\n\n\n\n<p>Pe de alt\u0103 parte, pre\u015fedintele ASF a men\u0163ionat c\u0103 la nivelul Autorit\u0103\u0163ii, pe l\u00e2ng\u0103 Serviciul Peti\u0163ii, a fost \u00eenfiin\u0163at \u015fi un Serviciu de Conciliere, care a avut rezultate foarte bune, \u00een propor\u0163ie de peste 80% peti\u0163iile adresate fiind rezolvate \u00een mod pozitiv.<\/p>\n\n\n\n<p>Sursa:adevarul<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pre\u015fedintele Autorit\u0103\u0163ii de Supraveghere Financiar\u0103, Nicu Marcu, a declarat mar\u0163i seara c\u0103 sper\u0103 ca \u00eentr-o perioad\u0103 scurt\u0103 legisla\u0163ia privind RCA<\/p>\n","protected":false},"author":1,"featured_media":68358,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":""},"categories":[82],"tags":[],"class_list":["post-69965","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto"],"jetpack_featured_media_url":"https:\/\/i2.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2020\/09\/rca-concurs-promotor-00.jpg?fit=500%2C375&ssl=1","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p61naM-ict","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/69965","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=69965"}],"version-history":[{"count":1,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/69965\/revisions"}],"predecessor-version":[{"id":69966,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/69965\/revisions\/69966"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/media\/68358"}],"wp:attachment":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=69965"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=69965"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=69965"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}