{"id":70288,"date":"2020-10-30T09:38:12","date_gmt":"2020-10-30T07:38:12","guid":{"rendered":"http:\/\/realitatearutiera.ro\/?p=70288"},"modified":"2020-10-30T09:38:15","modified_gmt":"2020-10-30T07:38:15","slug":"au-crescut-preturile-la-politele-rca","status":"publish","type":"post","link":"https:\/\/realitatearutiera.ro\/?p=70288","title":{"rendered":"Au crescut pre\u021burile la poli\u021bele RCA"},"content":{"rendered":"\n

Conform datelor unora dintre cei mai mari brokeri de asigurare din Rom\u00e2nia, Euroins \u0219i City Insurance au majorat s\u0103pt\u0103m\u00e2na trecut\u0103 pre\u021burile la RCA, transmite Economica.net<\/a>. Conform sursei citate, mi\u0219c\u0103rile celor dou\u0103 companii au leg\u0103tur\u0103 cu planurile de m\u0103suri pe care Autoritatea de Supraveghere Financiar\u0103 (ASF) le-a impus celor doi asiguratori.<\/p>\n\n\n\n

Concret, la City Insurance au crescut pre\u021burile \u00een special pentru perioadele mai mici de un an, cum sunt cele pentru \u0219ase luni, foarte des cump\u0103rate de rom\u00e2ni. Acestea sunt de fapt \u0219i poli\u021bele al c\u0103ror pre\u021b au crescut cel mai mult.<\/p>\n\n\n\n

\u00cen ceea ce prive\u0219te poli\u021ba pe un an, Euroins cade pe locul al treilea \u0219i City pe patru. Grawe \u0219i Omniasig sunt pe primele locuri, cu pre\u021buri aproape identice, \u00een jurul a 650 de lei, Euroins vine abia la 750 de lei, iar City Insurance, cu aproape 800 de lei nu are cum s\u0103 fie luat\u0103 \u00een calcul pe acest segment.<\/p>\n\n\n\n

Iar aceste schimb\u0103ri de pre\u021buri se v\u0103d \u0219i \u00een v\u00e2nz\u0103rile brokerilor. \u00cen timp ce Euroins a v\u00e2ndut cu 40% mai pu\u021bine poli\u021be \u0219i a \u00eencasat cu peste 20% mai pu\u021bini bani, City Insurance \u00eenregistreaz\u0103 o sc\u0103dere de peste 10 % a Primelor Brute Subscrise(PBS).<\/p>\n\n\n\n

De cealalt\u0103 parte, Grawe a crescut cu peste 230% at\u00e2t \u00een ceea ce prive\u0219te num\u0103rul de poli\u021be v\u00e2ndute c\u00e2t \u0219i \u00een ceea ce prive\u0219te PBS. Au mai crescut \u0219i Omniasig (plus 60%), dar \u0219i Asirom (plus 20%).<\/p>\n\n\n\n

Cu toate acestea, o cre\u0219tere a pre\u021burilor RCA<\/a> nu este neap\u0103rat o veste rea, pentru c\u0103 va duce la o rediversificare a pie\u021bei, dar, \u00een mod normal \u0219i la reglarea comportamentului de plat\u0103 a celor dou\u0103 firme care domin\u0103 pia\u021ba. Dac\u0103 primesc mai mul\u021bi bani pentru fiecare poli\u021b\u0103, cel mai probabil vor gestiona \u0219i dosarele de daun\u0103 mai bine, procedur\u0103 destul de problematic\u0103 \u00een ultima perioad\u0103.<\/p>\n\n\n\n

Pre\u0219edintele ASF sper\u0103 c\u0103 legisla\u021bia RCA va fi modificat\u0103 \u00een scurt timp<\/h3>\n\n\n\n

Pre\u015fedintele ASF<\/a>, Nicu Marcu, a declarat mar\u0163i seara c\u0103 sper\u0103 ca \u00eentr-o perioad\u0103 scurt\u0103 legisla\u0163ia privind RCA s\u0103 fie modificat\u0103, prin reglarea modului de decontare, iar consumatorul va putea s\u0103 mearg\u0103 la societatea la care s-a asigurat pentru a i se deconta dauna.<\/p>\n\n\n\n

El a subliniat c\u0103 sunt anumite distorsiuni \u00een pia\u0163\u0103 \u0219i sunt nemul\u0163umiri ale consumatorilor, care se concretizeaz\u0103 \u00een peti\u0163ii.<\/p>\n\n\n\n

De asemenea, Nicu Marcu a ad\u0103ugat c\u0103, \u00een ceea ce prive\u015fte stabilirea tarifelor, aceasta este foarte bine definit\u0103, tarifele fiind stabilite de o companie de consultan\u0163\u0103 extern\u0103, foarte bine calculate. Este un tarif mediu la care se raporteaz\u0103 celelalte tarife pe care o companie le promoveaz\u0103 \u015fi, dac\u0103 exist\u0103 sc\u0103p\u0103ri, \u201esunt sc\u0103p\u0103ri izolate, ce nu impacteaz\u0103\u201d.<\/p>\n\n\n\n

sursa: capital<\/p>\n","protected":false},"excerpt":{"rendered":"

Conform datelor unora dintre cei mai mari brokeri de asigurare din Rom\u00e2nia, Euroins \u0219i City Insurance au majorat s\u0103pt\u0103m\u00e2na trecut\u0103<\/p>\n","protected":false},"author":1,"featured_media":70169,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":""},"categories":[11],"tags":[],"class_list":["post-70288","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stiri-interne"],"jetpack_featured_media_url":"https:\/\/i2.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2020\/10\/rca.jpg?fit=289%2C174&ssl=1","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p61naM-ihG","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/70288","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=70288"}],"version-history":[{"count":1,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/70288\/revisions"}],"predecessor-version":[{"id":70289,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/70288\/revisions\/70289"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/media\/70169"}],"wp:attachment":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=70288"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=70288"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=70288"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}