{"id":73017,"date":"2021-01-28T12:31:44","date_gmt":"2021-01-28T10:31:44","guid":{"rendered":"http:\/\/realitatearutiera.ro\/?p=73017"},"modified":"2021-01-28T12:31:51","modified_gmt":"2021-01-28T10:31:51","slug":"atentie-soferi-asigurarile-rca-cu-decontare-directa-vor-deveni-obligatorii","status":"publish","type":"post","link":"https:\/\/realitatearutiera.ro\/?p=73017","title":{"rendered":"Aten\u021bie \u0219oferi!  Asigur\u0103rile RCA cu decontare direct\u0103 vor deveni obligatorii"},"content":{"rendered":"\n<p>Decizie importanta pentru 6 milioane de \u015foferi rom\u00e2ni. \u00cen scurt timp, asigur\u0103rile RCA cu decontare direct\u0103 vor deveni obligatorii. Asta \u00eenseamn\u0103 c\u0103 dac\u0103 sunte\u0163i victima unui accident rutier, pute\u0163i merge direct la asigur\u0103torul propriu de RCA, f\u0103r\u0103 s\u0103 mai a\u015ftepta\u0163i dup\u0103 firma de asigurare a celuilalt \u015fofer.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.antena3.ro\/thumbs\/big3\/2021\/01\/28\/asigurarea-cu-decontare-directa-obligatorie-se-scumpesc-politele-rca-692606.webp\" alt=\"Asigurarea cu decondare direct\u0103 devine obligatorie: C\u00e2t va costa poli\u021ba RCA \u0219i care sunt excep\u021biile de la noua clauz\u0103\"\/><\/figure>\n\n\n\n<p>Decontare direct\u0103, exista&nbsp;\u015fi p\u00e2n\u0103 acum, dar era op\u0163ional\u0103, va deveni obligatoriu pentru \u00eentreaga pia\u0163\u0103. Astfel, \u015foferii \u00ee\u015fi vor putea deconta imediat dauna, iar companiile de asigur\u0103ri vor rezolva mai departe problema \u00eentre ele.&nbsp;<\/p>\n\n\n\n<p>Proiectul de ordonan\u021b\u0103 de urgen\u021b\u0103 care impune decontarea direct\u0103 se afl\u0103 deja \u00een dezbatere public\u0103 pe site-ul ministerul Finan\u021belor. Ea trebuie aprobat\u0103 de Guvern \u0219i apoi s\u0103 fie votat\u0103 \u00een Parlament.<\/p>\n\n\n\n<p>&#8220;Decontarea daunelor se va face clar de firma unde v-a\u0163i asigurat. \u015ei firmele de asigur\u0103ri se vor deconta \u00eentre ele. Deci nu o s\u0103 mai fie chestiunea c\u0103 dumneavoastr\u0103 care ave\u0163i o daun\u0103 de la un alt \u015fofer de autovehicul s\u0103 lua\u0163i asigurarea respectivului \u015fi a\u015fa mai departe. Consumatorul va fi, s\u0103 zicem, mul\u0163umit, \u00een sensul c\u0103 \u00ee\u015fi deconteaz\u0103 imediat dauna \u015fi companiile de asigur\u0103ri se deconteaz\u0103 \u00eentre ele&#8221;, arat\u0103 \u0219eful ASF Nicu Marcu.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Cum vor fi decontate repara\u0163iile ma\u015finilor<\/h2>\n\n\n\n<p>La un accident produs din vina altui \u015fofer, cu poli\u0163a&nbsp;RCA cu decontare direct\u0103 m\u0103 prezint la asigur\u0103torul meu, care&nbsp;se ocup\u0103 de dosarul de daun\u0103 \u0219i&nbsp;este reparat\u0103 ma\u015fina. Asigur\u0103torul meu \u00ee\u015fi va recupera banii de la asigur\u0103torul celui care a produs accidentul. Dac\u0103 \u00een 10 zile nu sunt vira\u0163i banii, asigur\u0103torul meu are dreptul s\u0103 execute scrisoarea de rambursare din dosarul de daun\u0103.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Poli\u0163ele RCA se vor scumpi cu cel pu\u0163in 10%<\/h2>\n\n\n\n<p>Pentru o ma\u015fina de 1400 cmc, cu o&nbsp;poli\u0163\u0103 RCA de 400 de lei\/an, pre\u021bul asigur\u0103rii cu decontare direct\u0103 va fi de&nbsp;440 de lei\/an, conform unui&nbsp;calcul Safety Broker.<\/p>\n\n\n\n<p>&#8220;Scopul nu este de a scumpi ci de a regla \u00eentreg sistemul asta \u00een care ne afl\u0103m. \u00cen care ne cump\u0103r\u0103m o poli\u021ba RCA dar nu beneficiem de ea, beneficiaz\u0103 altcineva. Dac\u0103 p\u0103\u021bim ceva, folosim poli\u021ba altuia, ceea ce nu era corect p\u00e2n\u0103 acum.<\/p>\n\n\n\n<p>\u00centreg procesul se va simplifica&nbsp;iar costurile, \u00eentreg sistemul de desp\u0103gubire, se va simplifica. \u0218i poate chiar va compensa costul acestei clauze de decontare direct\u0103.&#8221; a explicat pentru Antena 3, Sergiu Berceanu, broker de asigur\u0103ri.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Situa\u021bii \u00een care decontarea direct\u0103 nu va fi posibil\u0103<\/h2>\n\n\n\n<p>Clauz\u0103 de decontare direct\u0103 nu va acoperi cazurile \u00een care dauna se petrece \u00een afar\u0103 \u021b\u0103rii, unul dintre \u0219oferi nu are asigurare obligatorie sau \u00een accidente \u00een care exist\u0103 victime.<\/p>\n\n\n\n<p>Totodat\u0103, decontarea direct\u0103 func\u021bioneaz\u0103 numai \u00een cazurile \u00een care \u00een incident sunt implicate dou\u0103 autoturisme, nu mai multe.<\/p>\n\n\n\n<p>Sursa:antena3<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Decizie importanta pentru 6 milioane de \u015foferi rom\u00e2ni. \u00cen scurt timp, asigur\u0103rile RCA cu decontare direct\u0103 vor deveni obligatorii. Asta<\/p>\n","protected":false},"author":1,"featured_media":73019,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":""},"categories":[6],"tags":[],"class_list":["post-73017","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-social"],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2021\/01\/maxresdefault_35174400.jpg?fit=1280%2C720&ssl=1","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p61naM-iZH","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/73017","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=73017"}],"version-history":[{"count":1,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/73017\/revisions"}],"predecessor-version":[{"id":73020,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/73017\/revisions\/73020"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/media\/73019"}],"wp:attachment":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=73017"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=73017"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=73017"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}