{"id":73820,"date":"2021-02-25T08:49:58","date_gmt":"2021-02-25T06:49:58","guid":{"rendered":"http:\/\/realitatearutiera.ro\/?p=73820"},"modified":"2021-02-25T08:50:00","modified_gmt":"2021-02-25T06:50:00","slug":"previziuni-optimiste-pentru-asigurarea-rca-2021-scumpirile-nu-vor-fi-semnificative","status":"publish","type":"post","link":"https:\/\/realitatearutiera.ro\/?p=73820","title":{"rendered":"Previziuni optimiste pentru asigurarea RCA 2021: Scumpirile nu vor fi semnificative"},"content":{"rendered":"\n<p>Vicepre\u0219edintele Autorit\u0103\u021bii de Supraveghere Financiar\u0103 (ASF) face previziuni optimiste pentru asigurarea RCA 2021. Potrivit acestuia, scumpirile nu vor fi semnificative, limit\u00e2ndu-se la circa 10-12%.<\/p>\n\n\n\n<p>Propunerea de introducere a decont\u0103rii directe pentru poli\u021bele RCA se afl\u0103 \u00een con\u00adtinuare \u00een dezbatere public\u0103, iar pasul ur\u00adm\u0103tor const\u0103 \u00eentr-o hot\u0103r\u00e2re a guvernului, apreciaz\u0103 Daniel Apostol, purt\u0103tor de cuv\u00e2nt al ASF.<\/p>\n\n\n\n<p>\u201eDecontarea direct\u0103 obligatorie este \u00een continuare \u00een dezbatere public\u0103 \u0219i a\u0219tept\u0103m s\u0103 vedem pasul urm\u0103tor pe care \u00eel va lua guvernul. Pot s\u0103 confirm, dup\u0103 cum spunea Cristian Ro\u0219u, vicepre\u0219edinte al ASF, un studiu de impact realizat la nivelul sectorului, pe datele actuale \u0219i contextul de pia\u021b\u0103 actual, nu dau concluzia c\u0103 ar fi o explozie de pre\u021buri la RCA, ci o estimare de majorare cu circa 10-12%. Vicepre\u0219edintele ASF Cristian Ro\u0219u spunea c\u0103 \u00een alte condi\u021bii de pia\u021b\u0103, dac\u0103 se ajunge la o nou\u0103 echilibrare, ar trebui s\u0103 vedem doar c\u00e2teva procente \u00een plus la tarife\u201c, a spus Daniel Apostol.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Previziuni optimiste pentru asigurarea RCA 2021: De ce se a\u0219teapt\u0103 cre\u0219teri de pre\u021buri<\/h2>\n\n\n\n<p>Op\u021biunea de decontare direct\u0103 permite celui care achizi\u021bioneaz\u0103 o poli\u021b\u0103 RCA s\u0103 solicite desp\u0103gubirea direct de la asigur\u0103torul s\u0103u. Procesul este mai rapid, urm\u00e2nd ca asigu\u00adr\u0103torul s\u0103 \u00ee\u015fi recupereze banii de la compania de asigur\u0103ri a \u0219oferului vinovat.<\/p>\n\n\n\n<p>Consumatorii au \u00een prezent o mentalitate orientat\u0103 c\u0103tre cel mai mic pre\u021b. Pe viitor, \u00eens\u0103, asigur\u0103torii nu \u00ee\u0219i vor mai permite s\u0103 ofere poli\u021be RCA la un pre\u021b derizoriu datorit\u0103 noii legisla\u021bii, care oblig\u0103 plata desp\u0103gubirii \u00een termen de 10 zile de la notificarea acesteia de c\u0103tre asigur\u0103torul persoanei care activeaz\u0103 poli\u021ba, iar sanc\u021biunile sunt aspre, mai ales din cauza caracterului de execu\u021bie a scrisorii de desp\u0103gubire, \u00een cazul \u00een care perioada de plat\u0103 este dep\u0103\u0219it\u0103.<\/p>\n\n\n\n<p>Astfel, preturile pentru poli\u021bele RCA ar putea \u00eenregistra cre\u0219teri semnificative la unii asigur\u0103tori, care practic\u0103 \u00een prezent cele mai mici tarife RCA. Ace\u0219tia vor fi nevoi\u021bi s\u0103 se alinieze la nivelul mediu al pre\u021burilor din pia\u021b\u0103 pentru a putea face fa\u021b\u0103 pl\u0103\u021bilor ulterioare cu desp\u0103gubirile.<\/p>\n\n\n\n<p>Anterior, anali\u0219tii anticipau o&nbsp;<a href=\"https:\/\/www.promotor.ro\/stiri-auto\/asigurare-rca-2021-ce-inseamna-decontarea-directa-18824899\">scumpire semnificativ\u0103 a poli\u021belor RCA, ca urmare a introducerii decont\u0103rii directe<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vicepre\u0219edintele Autorit\u0103\u021bii de Supraveghere Financiar\u0103 (ASF) face previziuni optimiste pentru asigurarea RCA 2021. Potrivit acestuia, scumpirile nu vor fi semnificative,<\/p>\n","protected":false},"author":1,"featured_media":73821,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":""},"categories":[82],"tags":[],"class_list":["post-73820","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto"],"jetpack_featured_media_url":"https:\/\/i2.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2021\/02\/descarcare-8.jpg?fit=750%2C420&ssl=1","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p61naM-jcE","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/73820","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=73820"}],"version-history":[{"count":1,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/73820\/revisions"}],"predecessor-version":[{"id":73822,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/73820\/revisions\/73822"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/media\/73821"}],"wp:attachment":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=73820"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=73820"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=73820"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}