RCA<\/a> normal.<\/p>\n\n\n\n\u201dCosturile variaz\u0103 \u00eentre c\u00e2teva zeci de lei \u0219i c\u00e2teva sute de lei, \u00een func\u021bie de criteriile pe care le are fiecare asigur\u0103tor\u201d, spune \u0218tefan Ichim, consultant industria auto asigur\u0103ri.<\/p>\n\n\n\n
\u201dDaca am \u00eencheiat asigurarea cu decontare direct\u0103, ma ajuta sa \u00eemi recuperez banii in momentul in care sunt lovit de altcineva\u201d, spune \u0219i Daniel Apostol, director de comunicare Autoritatea de Supraveghere Financiar\u0103.<\/p>\n\n\n\n
Astfel, \u00een caz de accident, \u0219oferul ma\u0219inii lovite nu mai a\u0219teapt\u0103 dup\u0103 firma de asigur\u0103ri a celui vinovat, ci merge direct la service s\u0103 \u00ee\u0219i repare autoturismul prin intermediul propriei poli\u021be. Astfel economise\u0219te timp, pentru c\u0103 nu mai trebuie \u00eentocmit un dosar de daun\u0103 iar ma\u0219in\u0103 este reparat\u0103 mai rapid.<\/p>\n\n\n\n
\u201dE aceea\u0219i procedur\u0103 care e \u0219i daca venea cu asigurarea vinovatului, numai c\u0103 se deschide dosarul de daun\u0103 pe asigurarea ta.<\/p>\n\n\n\n
Se poate repara cu decontare directa. E mult mai bine pentru oameni. Daca au asigurare cu decontare directa \u00ee\u0219i pot repara ma\u0219ina pe asigurarea lor, f\u0103r\u0103 sa fie nevoi\u021bi sa a\u0219tepte dup\u0103 asigurarea celui care l-a lovit\u201d, spune Marius Cristian Ghi\u021b\u0103, manager service auto. <\/p>\n\n\n\n
Dezavantajul acestor poli\u021be este, \u00eens\u0103, pre\u021bul. Dac\u0103 pentru RCA obi\u0219nuit costurile sunt undeva \u00eentre 1.300 \u0219i 1.800 de lei, pentru decontare direct\u0103 banii pl\u0103ti\u021bi anual sunt cu cel pu\u021bin 2-300 de lei mai mul\u021bi.<\/p>\n\n\n\n
Decontarea direct\u0103 a fost introdus\u0103 \u00een urm\u0103 cu cinci ani. De atunci, \u00eentre 10 \u0219i 20% dintre clien\u021bii firmelor de asigur\u0103ri au cump\u0103rat o astfel de poli\u021b\u0103.<\/p>\n\n\n\n
Sursa:antena3<\/p>\n","protected":false},"excerpt":{"rendered":"
Poli\u021bele RCA cu decontare direct\u0103 au ajuns un lux. Unele cost\u0103 c\u00e2t dou\u0103 rate la un apartament. Adic\u0103 peste 2000<\/p>\n","protected":false},"author":1,"featured_media":83569,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":""},"categories":[6],"tags":[],"class_list":["post-83568","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-social"],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2022\/02\/descarcare-1-1.jpg?fit=275%2C183&ssl=1","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p61naM-lJS","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/83568","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=83568"}],"version-history":[{"count":2,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/83568\/revisions"}],"predecessor-version":[{"id":83571,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/83568\/revisions\/83571"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/media\/83569"}],"wp:attachment":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=83568"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=83568"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=83568"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}