{"id":90885,"date":"2022-10-17T11:46:11","date_gmt":"2022-10-17T08:46:11","guid":{"rendered":"http:\/\/realitatearutiera.ro\/?p=90885"},"modified":"2022-10-17T11:46:16","modified_gmt":"2022-10-17T08:46:16","slug":"cum-se-completeaza-online-constatarea-amiabila-de-accident-video","status":"publish","type":"post","link":"https:\/\/realitatearutiera.ro\/?p=90885","title":{"rendered":"Cum se completeaz\u0103 online constatarea amiabila de accident VIDEO"},"content":{"rendered":"\n

Conduc\u0103torii auto au acces de luni la o aplica\u021bie de mobil, conectat\u0103 la to\u021bi asigur\u0103torii RCA, prin care pot completa \u00een format electronic constatarea amiabil\u0103 de accident.\"Constatarea<\/p>\n\n\n\n

Constatarea amiabil\u0103 nu mai trebuie completat\u0103 pe formulare de h\u00e2rtie<\/p>\n\n\n\n

Astfel, mai nou, conform Normei 18\/2022 a Autorit\u0103\u021bii de Supraveghere Financiar\u0103 (ASF), formularul de constatare amiabil\u0103 de accident necesar \u00een cazul asigur\u0103rilor RCA poate fi completat \u0219i electronic, nu doar pe h\u00e2rtie ca p\u00e2n\u0103 acum. Norma ASF prevede c\u0103 formularul electronic de \u201econstatare amiabil\u0103 de accident\u201c are acela\u0219i model \u0219i informa\u021bii precum \u0219i cel tip\u0103rit \u0219i are aceea\u0219i valoare juridic\u0103. \u00cen cazul complet\u0103rii electronice a acestui formular, datele \u0219i semn\u0103turile olografe ale conduc\u0103torilor celor dou\u0103 vehicule, implicate \u00een accident, sunt preluate de dispozitivul pe care se completeaz\u0103 formularul. \u0218oferii sc\u0103p\u0103 astfel de completarea formularului tip\u0103rit, inclusiv de realizarea schemei exacte a accidentului, deoarece noua aplica\u021bie va reda dinamica accidentului, cu ajutorul sistemului GPS.<\/p>\n\n\n\n

Aplica\u021bia, numit\u0103 Amiabila, are \u0219i un site de prezentare, \u00een care este descris modul \u00een care func\u021bioneaz\u0103.<\/p>\n\n\n\n

1. descarci gratuit aplica\u021bia din Google Play Store sau App Store direct pe telefonul mobil<\/p>\n\n\n\n

2. creezi un cont de utilizator \u00een aplica\u021bia \u201eAmiabila\u201d<\/p>\n\n\n\n

3. apas\u0103 butonul \u201eadaug\u0103 constatare\u201d<\/p>\n\n\n\n

4. introduce\u021bi datele solicitate. Cartea de Identitate a vehiculului poate fi fotografiat\u0103, iar aplica\u021bia extrage datele printr-un sistem de recunoa\u0219tere a textelor din documente scanate<\/p>\n\n\n\n

5. introduce\u021bi detalii despre accident. Aplica\u021bia dispune de localizare exact\u0103 prin GPS \u0219i autocompleaz\u0103 adresa unde s-a petrescut accidental<\/p>\n\n\n\n

6. introduce\u021bi avariile suferite de vehicul<\/p>\n\n\n\n

7. introduce\u021bi dinamica accidentului. \u00cemprejur\u0103rile selectate genereaz\u0103 construc\u021bia schi\u021belor.<\/p>\n\n\n\n

8. Introduce\u021bi datele vehiculului B. Conduc\u0103torul vehiculului B trebuie s\u0103 parcurg\u0103 acela\u0219i proces pe care l-a parcurs \u0219i vehiculul A, pe acela\u0219i telefon pentru a contribui la desenarea schi\u021bei \u00eempreun\u0103<\/p>\n\n\n\n

9. \u00een final, constatatrea amiabil\u0103 este semnat\u0103 \u0219i trimis\u0103 asigur\u0103torilor RCA ai celor doi conduc\u0103tori implica\u021bi \u00een accident<\/p>\n\n\n\n

Artificii cu ma\u0219ina la schimb<\/h2>\n\n\n\n

Pe de alt\u0103 parte, s-au modificat \u0219i regulile privind ma\u0219ina oferit\u0103 la schimb pe perioada repara\u021biei. Legisla\u021bia RCA prevede c\u0103 p\u0103gubitul beneficiz\u0103 de o desp\u0103gubire \u0219i pentru perioada \u00een care nu \u00ee\u0219i poate folosi ma\u0219ina avariat\u0103. Unele surse sus\u021bin c\u0103 noua procedur\u0103 este mai simpl\u0103 \u0219i mai clar\u0103: zilele \u00een care p\u0103gubitul beneficiaz\u0103 de ma\u0219in\u0103 la schimb pus\u0103 la dispozi\u021bie de service-uri, \u00een general, \u0219i pl\u0103tit\u0103 de asigur\u0103torul RCA al \u0219oferului vinovat, nu mai sunt condi\u021bionate dec\u00e2t de condi\u021biile de finalizare a repara\u021biei.<\/p>\n\n\n\n

Video aici<\/a><\/p>\n\n\n\n

\u201eVechea norm\u0103 prevedea un algoritm de calcul al acelei perioade, care presupunea num\u0103rul de ore rezultate din devizul de repara\u021bie \u00eemp\u0103r\u021bit la 4. De exemplu, la 20 de ore de repara\u021bie rezultau 5 zile de \u00eenchiriere a ma\u0219inii. S-a renun\u021bat la acel algoritm pentru c\u0103 era unul incorect \u0219i nu cuprindea \u00een realitate perioada de indisponibilizare a ma\u0219inii \u0219i ap\u0103reau multe litigii \u00een instan\u021b\u0103. Ap\u0103rea urm\u0103toarea situa\u021bie \u00een practic\u0103: ma\u0219ina era indisponibilizat\u0103 \u00een service 18 zile, interval \u00een care erau incluse timpul de livrare a pieselor sau perioada weekendurilor, c\u00e2nd nu se lucreaz\u0103. Pentru a putea \u00eencasa contravaloarea \u00eenchirierii ma\u0219inilor la schimb service-urile auto majorau pre\u021bul de \u00eenchiriere pentru ca cele 5 zile decontate de asigur\u0103tori s\u0103 acopere de fapt cele 18 zile de \u00eenchiriere efectiv\u0103 a vehiculului pus la dispozi\u021bia clientului p\u0103gubit \u00een accident\u201d<\/em>, au declarat pentru \u201eAdev\u0103rul\u201d surse apropiate pie\u021bei de asigur\u0103ri cu ceva timp \u00een urm\u0103.<\/p>\n\n\n\n

Sursa:adevarul<\/p>\n","protected":false},"excerpt":{"rendered":"

Conduc\u0103torii auto au acces de luni la o aplica\u021bie de mobil, conectat\u0103 la to\u021bi asigur\u0103torii RCA, prin care pot completa<\/p>\n","protected":false},"author":1,"featured_media":90886,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":""},"categories":[6],"tags":[],"class_list":["post-90885","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-social"],"jetpack_featured_media_url":"https:\/\/i1.wp.com\/realitatearutiera.ro\/wp-content\/uploads\/2022\/10\/maxresdefault-1.jpg?fit=1280%2C720&ssl=1","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p61naM-nDT","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/90885","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=90885"}],"version-history":[{"count":1,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/90885\/revisions"}],"predecessor-version":[{"id":90887,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/posts\/90885\/revisions\/90887"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=\/wp\/v2\/media\/90886"}],"wp:attachment":[{"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=90885"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=90885"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/realitatearutiera.ro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=90885"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}